April 8, 2019
Do you use commercial vehicles that transport more than 15 passengers or carry cargo from one state to another as part of your ministry? If so, you are required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. This allows the USDOT to monitor the safety and management practices of the organization through safety audits, compliance reviews, and roadside inspections.
Brotherhood Mutual offers additional risk management information regarding ministry vehicles:
When a ministry needs a larger vehicle to do its work—a van, truck, or bus—along with the greater capacity comes greater registration responsibilities and insurance coverage requirements.
Any organization operating a commercial vehicle that transports passengers or carries cargo, including hazardous materials, must have a United States Department of Transportation (USDOT) number. This unique identifier allows the USDOT to monitor the safety and management practices of the organization through safety audits, compliance reviews, and roadside inspections. Organizations that offer “for hire” transport of passengers or cargo across state lines need a Motor Carrier (MC) number.
A USDOT number is needed if the ministry owns a vehicle that will be used to travel across state lines and has at least one of the following characteristics:
Some states require commercial vehicles to have a USDOT number regardless of whether or not they cross state lines. Learn more about the requirements for a USDOT number from the Federal Motor Carrier Safety Administration (FMCSA), or contact your state department of motor vehicles for more information. To obtain a USDOT number, visit the U.S. Federal Motor Carrier Safety Administration and complete form MCS-150.
An MC number is required on vehicles operated as “for hire” carriers. A “for hire” carrier transports goods or passengers for compensation or for the benefit of a commercial enterprise. For churches, this most likely does not include transporting individuals who contribute money to defer the cost of transportation.
An MC number is obtained by registering a form OP-1 with the U.S. Federal Motor Carrier Safety Administration.
Most states require vehicle operators to provide proof of financial responsibility. Typically, the proof of coverage cards received in an insurance policy satisfy this requirement.
Organizations with vehicles that have an MC number are also required to keep a form MCS-90 in the vehicle. This form is issued by the insurance company. Brotherhood Mutual can provide assistance to any policyholder who needs a copy.
If you have any questions about insurance coverage or requirements for ministry vehicles, please feel free to contact us or reach out to your local agent directly.
With the holiday season right around the corner, it’s wise for ministries to evaluate their fire safety plan. Whether your ministry is hosting a holiday party, prepping treats for charity, or running a community kitchen, make sure you’re well-prepared with these tips.
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Organizations that obtained Paycheck Protection Program (PPP) funding through the CARES Act can have their loans forgiven, turning them into grants. To qualify, each borrower must file a forgiveness application with its PPP lender, proving that it followed the rules. If your church, school, college, or camp meets all the criteria, 100% of its loan can be forgiven.
Learn about the CARES Act and two loans for which ministries may be eligible, since Congress authorized additional funding April 23.
As concern over the dangers associated with the spread of a new coronavirus, COVID-19, spreads, our agency and Brotherhood Mutual want to keep you informed and provide best practices for managing the spread of this and similar illnesses at your ministry.
The first Sunday in February is a big day for sports fans. In fact, many Americans view Super Bowl Sunday as a national holiday. Friends and families will gather this year to watch the big game, enjoy delicious snacks, and of course, critique the commercials that go along with game day.
Recently, we learned about two major overseas incidents involving pastors on mission trips. The first incident involved a pastor being hit by a motorcycle while running. The second was a bus accident involving two pastors. The runner and one of the two bus passengers sustained extensive injuries.
Last month, the IRS announced that its initiating hundreds of church exams to test compliance with the Affordable Care Act (ACA). While many provisions only apply to churches with 50 or more full-time equivalent employees (FTEs), even smaller churches could potentially violate provisions applicable to health benefit plans with as few as 2 plan participants.
On October 24 and 25, American Church Group of Arizona, in coordination with Scottsdale Bible Church, will be sponsoring a two-day Southwest Church Safety and Security Summit.
July 4th is synonymous with food, fun, and fireworks. If your church is planning an event this Independence Day, remember to keep a focus on safety, so that everyone can have fun.
National Insurance Awareness Day falls on June 28 this year to remind people everywhere that insurance is vital to their companies and ministries.
More than 700 confirmed cases of measles have been reported in the United States so far this year, making this outbreak the worst in decades.